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Bellevue Uber & Lyft Accident Lawyer - Rideshare Injury Claims

Injured in an Uber or Lyft? Let Us Untangle the Insurance Issues.

 Whether you were a passenger, a pedestrian, or another driver, accidents involving rideshare services like Uber and Lyft come with unique legal challenges. Questions of insurance coverage, driver status, and liability can make these cases far more complex than typical car accidents.



At Cascade Injury Law, our Bellevue Uber accident lawyer and Lyft accident attorney team understands how to handle the red tape that comes with rideshare injury claims. We're here to get you answers-and fight for full compensation.

Navigating Rideshare Liability

Rideshare Accidents: Unique Challenges

Uber and Lyft use a multi-tiered insurance system. Liability coverage for driver negligence changes based on what the driver was doing at the time of the crash:


  • Off-duty: Only the driver's personal auto insurance applies
  • App on, no ride accepted: Limited third-party liability coverage
  • Ride accepted or passenger onboard: Uber/Lyft provides up to $1 million in liability coverage

Determining which policy applies-and getting the right insurer to pay-requires careful investigation. Our rideshare accident lawyers know the process and how to push back when companies try to shift blame or minimize claims.

If You're a Passenger in an Uber or Lyft

As a passenger, you are not at fault, and you're typically covered under Uber or Lyft's corporate insurance policy-up to $1M in liability coverage if the driver was on a trip.


Still, it's important to:

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Get medical attention right away

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Report the accident to police

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Gather contact and insurance info from all drivers involved

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Take screenshots of your trip receipt and app details

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Contact a rideshare attorney to ensure your claim is handled properly

We'll work to determine which policy applies and negotiate directly with insurers while you focus on recovery.

If You're Hit by a Rideshare Driver

If you were in another vehicle, a pedestrian, or a cyclist and were struck by a rideshare driver, coverage depends on what the driver was doing at the time. We'll investigate:

Was the driver logged into the app?

Were they en route to a pickup or transporting a rider?

Was the vehicle properly insured for commercial activity?

Our team ensures you aren't stuck dealing with personal policies that exclude rideshare use, or corporate insurers trying to dodge responsibility.

Insurance Coverage in WA for Rideshares

Washington law requires all rideshare drivers to carry enhanced liability insurance while logged into the app. Available coverage will depend on status of the negligent rideshare driver at the time of the accident. Coverages will vary as follows:

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$50,000/$100,000 liability coverage when available but not carrying a passenger

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Up to $1,000,000 in coverage while transporting passengers

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Contingent comprehensive and collision coverage if the driver has it personally

But that doesn't mean insurers won't delay or deny valid claims. That's where we step in.

Corporate insurers claiming "independent contractor" status to avoid liability

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Finger-pointing between personal and commercial insurers

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Low initial offers that don't reflect the full cost of medical care, lost income, pain AND SUFFERING AND OTHER DAMAGES

Cascade Injury Law will cut through this complexity to fight for the recovery you deserve.

Challenges Handling Rideshare Claims

Some of the most common roadblocks in Uber/Lyft cases include:

Person driving a car using a ride-sharing app on their phone, smiling at another person in the side mirror.

Rideshare Accident FAQs

  • Do I sue Uber or the driver?

    In most cases, we pursue insurance claims rather than directly suing Uber or Lyft. However, if negligence was severe or coverage is denied, both may be named in a lawsuit.

  • What if another driver caused the Uber accident I was in?

    You may have a claim against the at-fault driver's insurance and also under Uber/Lyft's uninsured/underinsured motorist coverage. We explore every avenue.

  • I was a rideshare driver injured by another driver. Can I use Uber's insurance?

    Yes, if you were logged into the app and en route or carrying a passenger, Uber's or Lyft's coverage may apply. We help drivers secure those benefits too.

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Injured in an Uber or Lyft Accident? 

We'll Help You Get Answers-and Compensation.

Don't try to untangle complicated rideshare policies alone. Our Bellevue Uber and Lyft accident lawyers understand how to build strong claims and pressure insurers to pay what's fair.


Contact Cascade Injury Law for a free consultation today.